Financial advice for everyday Kiwis
Protect today,
invest for tomorrow.
No jargon. No pressure. No cost to you. Just Andy, Freddy, and a plan that actually makes sense.
30 minutes. No obligation.
Free, always
Our advice costs you nothing. We're paid by providers, not by you.
Zero pressure
No sales targets. No product pushing. If "do nothing" is the right answer, we'll say so.
Two real people
You'll talk to Andy or Freddy. Same person every time. They will know you, your family, and your situation.
You'll always know who you're talking to.
We started Precision Financial because we saw too many people getting advice they didn't understand, from people they'd never meet again.
We're Andy and Freddy. Between us we have over 15 years in financial services, degrees in finance and economics, and a simple belief: advice should be clear, honest, and free.
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We write about KiwiSaver, insurance, and investing in plain language. Whether you become a client or not.
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Do I actually need personal insurance? A plain-language guide
If you have ever wondered whether you actually need personal insurance, you are not alone. It is one of the most common questions we hear.
9 Apr 2026 · 3 min
How the April 2026 KiwiSaver updates affect you
From 1 April 2026, two things changed for every KiwiSaver member in New Zealand. First, the default employee contribution rate went up from 3% to
9 Apr 2026 · 2 min
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